I have been with Jersey Mortgage Company for the past 20 years and currently hold the position of Vice President/Branch Manager. Over my career, I have closed over 300 million dollars in loans and have consistently been ranked as a top producer in Monmouth County. I graduated Rutgers University with a degree in Psychology and Communications and was a member of the Baseball Team. I am the Chairman of the Trustee Board at my local church. I currently live in Tinton Falls with my wife and 2 children.
Jersey Mortgage Company has been open for over 25 years and is a licensed mortgage banker. We are direct lenders who underwrite, fund and close our loans and are also directly endorsed by the FHA and VA. We recently were recognized as one of the top 3 lenders for First Time Home Buyers by the State of NJ. We have a simple yet direct business approach…Make the loan process simple and quick so the borrower can enjoy the home buying experience!
My business has grown over the years only by referrals from past customers and trusted business affiliates. I truly look forward to helping you or someone you know with their home buying experience.
Contact me today at 732-236-6310 with any questions you may have.
Without Scott, I don't know where we would be! He helped us out a ton, from the beginning of our house search, which took about a year, to closing. He is extremely responsive, has a great attitude, and answered any questions we had along this crazy ride. My husband and I have already recommended Scott to our friends and family.
They had a good price and I took a 30-year mortgage. They asked a lot of questions since I had to be qualified to get the mortgage. However, they made the process easier and not more difficult. It took one month to finish the application and underwriting process. They were beautiful people especially Scott. He was very good. If anyone asks me about Jersey Mortgage, I would tell them to apply with them and they are gonna be happy.
The Best Professional I've Ever Worked With. Period.
Scott Simpson is hands down, not only the best mortgage lender with which I've ever worked, but the best professional with which I've ever worked. Here is a list of the reasons why: Honest Thorough Interested in our well-being Conscientious Sensitive to our needs Relatable Humorous Proactive Knowledgeable Patient Kind In other words, he's "one of the good ones". He was a pleasure to work with, from start to finish, and my wife and I are thankful that we chose him as our mortgage lender.
Ian and Melissa Nussbaum
|My husband and I have just moved to New Jersey, and Scott helped us make the transition easily. We quickly understood why our real estate agent recommended him. He was readily available to answer our questions, including during evenings and weekends. His explanations were clear and concise, and he helped us navigate some rules and regulations that were unknown to us since we came here from another state. Best of all, he made an otherwise monotonous and potentially stressful process very personal and even enjoyable.|
Mike and Gail Maples
Amazing First Experience!
I Had a great time working with Scott. My wife and I were first time home buyers and knew nothing about the housing industry or mortgage process. I did not realize how much information is thrown at you and how fast everyone moves. Scott was able to slow the process down and help me understand what I was doing. It didn’t matter what time of the day or night it was, Scott would always answer my questions. He was even on vacation and still made time for me with concerns or confusion I had about the process. Scott is very professional with his business and really cared that me and my wife made the best decisions. I have already given his info to my family and friends and will without a doubt use him again if needed in the future.
Nick and Arianna Williams
Very Helpful & Honest Lender
Scott kept me abreast with every step of the way in the lending process, informing me when documents were due, signatures needed and future items expected. There were no last minute surprises and no disappointments. He was easy to reach and always got back to me when I needed him.
Truly a master of his craft
When we decided we were ready to purchase our first home, we sought advice from a friend in a similar financial situation. Before I could even finish my sentence, she said "You have got to get in touch with Scott" and handed me his business card that she has kept in her wallet even though it's been several years since she bought her home. This turned out to be priceless advice. Scott is knowledgeable, extremely attentive to his clients, and professional yet still down to earth, which eliminated much of the stress from what turned into a quite unique situation, as he was so easy to talk to. He is honest and direct, which are qualities that are paramount to first time home buyers navigating this process. He told us exactly what we needed to fix on our credit report and how to do it without referring us to an expensive credit repair service.
He answered all of our calls, texts, and emails whether it was 9 am or 9 pm. The experience we had with Scott was truly unparralelled. He treats his clients with respect, regardless of situation or financial stature. Throughout the entire process we felt like VIP's. You will not find anyone like him at the big banks, or quicken, or any of those other companies whose ads pop up all over the place. Scott is truly a master of his craft, and you want him on your team when you decide to embark on the home buying journey.
Robert and Stephanie Ernest
Made a difficult situation easy!
Scott made the refinancing of my house after my divorce seem easy. He was extremely knowledgeable, always kind and made the process go with very little anxiety. He was always there with answers for me! Thank you, Scott!
Fantastic Mortgage Experience
A major thanks needs to go to Scott Simpson for his assistance in securing a mortgage for my first home purchase. Scott's no pressure, professional guidance was invaluable to me. From pre-qualification to close Scott kept me on track with ensuring all the needed documentation was received and accurate so we closed on time. Anyone who is looking to obtain a mortgage I would strongly recommend contacting Scott as he hands down is a pleasure to work with.
A simple pleasure
Scott is easy to work with. He communicates effectively and often. Even at the closing the other realtors and lenders were asking who i was working with because everything was ready to go - no waiting for funds etc.
Smooth As Silk
Scott is a true professional. He makes every step of the home buying process easy and explains everything in terminology that anyone can understand. He responds to emails, texts and calls quicker then you could imagine. He knows the the process from start to finish. At one point I said to him "you might as well be my lawyer because you know everything!" If you want the best mortgage broker in the area you need to use Scott. You will not be disappointed.
I am so grateful to have had such a great guy in my corner when we were purchasing our new home. I know that I had a million questions all of the time and he was always supportive. Having a mortgage broker who is upfront and honest made the home buying process easier. There were no surprises along the way and in the end, our closing costs were less than projected which made everything better.
Friendly, Helpful and Informative
Scott has been excellent to work with throughout the entire home buying process. He always made it a point to promptly answer any and all questions while also being as informative as possble. I will definitely be recommending Scott to friends and family.
Amazing to deal with - He helped us so much.
My husband and I had a great experience working with Scott. He was very prompt in responding to all our questions and made us feel comfortable throughout the whole process. As first time home buyers, he really helped us be at ease with what could have been a scary process.
Scott makes the process easy and keeps you informed along the way. I am a first-time home-buyer and know nothing about how the process works and what I should/shouldn't do. I didn't even know if I would get approved for a mortgage, but Scott made it happen and always left me with confidence. If you want a loan done right, use Scott
Scott Simpson has handled multiple residential loans for me. His expertise, professionalism, honesty, and attention to detail is unmatched by any other lender that I have encountered. Scott knows that the mortgage approval process can be an overwhelming experience for many first time buyers. However, he manages to be professional and streamline the transaction, all while being able to simplify it for those that are experiencing the lending process for the first time.
If you are in need of a residential mortgage, call Scott Simpson at Jersey Mortgage Company.
While moving, buying and selling all at the same time is stressful, working with Scott was not. Usually everyone complains about the bank but that part of the process was seamless. Scott went above and beyond. He was available at all hours for any questions and kept me informed throughout the process. We needed a quick closing and Scott/Jersey Mortgage came through and was ready to close when we needed. Honest, above-board and a true professional. Would not hesitate to recommend.
Scott was so helpful every step of the way, and took the time to explain the process at every junction. As a first time buyer, I felt like I was coming in blind, and with a ton of questions. Scott was so informative and easy to talk to that I didn't feel silly asking questions that may have been common knowledge. Even when Scott went on vacation during my buying process, he didn't skip a beat. He still answered every email and phone call, and kept the ball rolling. I'm so grateful that Scott was in my corner, that he helped me transition from questionable to confident in my purchase, that I can't imagine how this would have went without him there. I can confidently and whole-heartedly recommend him to anyone thinking about getting a mortgage in the future. Scott, thank you again for everything. You erased the uneasy stress I had in the beginning, set my mind at ease, and made it so I enjoyed the process.
Being a first time home buyer I was hesitant with the process. Scotts knowledge and attentiveness made the entire process as easy as possible. I'd email him at all times of the day/night with questions and would have a response in minutes. Moving forward there is no other person I'd want to deal with when purchasing a home
Scott Simpson and the entire staff at Jersey Mortgage made the mortgage process easy from start to finish. Hard to imagine an easy mortgage process but it was. Any question I had was answered quickly, all phone calls and emails were answered quickly. We really put him to the test with a quick closing and he came through as promised. I've already told everyone I know that if you plan on moving call Scott Simpson. Truly the best. You would be doing yourself a disservice if you call someone else
Extremely helpful with every aspect along the way. Always available to answer questions. Would highly recommend. Scott took the time to thoroughly explain every detail of any situation that arose; never left me confused about anything”
My wife and I--first-time homeowners--started working with Scott Simpson back in 2014. In the interim, we looked at [what seemed like] hundreds of houses, all of which did not work out for one disappointing reason or another. Scott will attest, we were the living embodiment of Murphy's Law when it came to finding a home. However, throughout the entire process, Scott stuck with us; answering every question, no matter how ridiculous or remedial, with the utmost punctuality, care, and respect. Our team of representatives, which included Scott, couldn't have been more accommodating, helpful, and downright pleasant to work with throughout our grueling & complex purchase. Our short sale was very complicated and involved constant attention, yet Scott was there to council us through every step of the process, even if it wasn't a step that directly involved him. This may have been our first home, but generally speaking, it's rare to find the level of customer service, professionalism, knowledge, and honesty we experienced when working with Scott Simpson and Jersey Mortgage Company. Thanks so much, Scott!
Scott made the process of obtaining a mortgage extremely easy. He was always, and I mean always, available for questions. I would highly recommend Scott to anyone looking for a mortgage.
Graham and Patty
Scott was an integral part in my wife and I securing our first home. His perfect blend of professionalism and humor make the home buying process extremely easy and kind of fun. Scott was never too busy to answer all of our questions (sometimes two or more times) and could always be counted on to help at any time of day. If your looking to purchase a home, i would absolutely speak with Scott first.
Scott recently secured a mortgage for me. He was very professional and knew all the steps that need to be taken by everyone involved in the process. He guided me through it and helped me know when to follow-up to meet the contractual deadlines. Because of his attention to detail I was able to close within the desired timeframe. I highly recommend Scott. If you need a real estate professional, you won't find any better.
Summary of their experience
Have you read all the horror stories about the mortgage processes? So did I. I also read all the good reviews on these sites and they led me to Scott Simpson at Jersey mortgage in Manasquan. My Mortgage process was extremely smooth and non stressful thanks to Scott. He went the extra yard and then some to help me with everything involved including guidance with the attorneys, home inspectors, appraisers and homeowners insurance. He was always there for anything I needed and best of all, was always available!!
My wife and I recently moved to New Jersey from Europe, expecting our first baby and looking for our first home. We were very new to the area and had limited knowledge on purchasing a home. Scott was recommended to us by our realtor. From the very beginning Scott was readily available to talk (phone, email, text, etc.) and very knowledgeable. And, if you're like me, I want to learn everything I can about something so important and new. Scott was able to explain complex mortgage topics in a clear and understandable way (for example, what is the best strategy in dealing with PMI or how do you lock in a competitive rate). When we chose the house we wanted to purchase Scott was very quick and reliable in our communication (up to and including 10:00 pm conversations and pre-approvals). Scott managed the flow of paperwork and signatures to ensure we were never unprepared during the mortgage approval stage. And, of course, helped us lock in a competitive rate. He continued to be pro-active in our conversations throughout the process leading up to closing. Scott is personable, reliable, honest and extremely knowledgeable. I recommend Scott Simpson.
The Devries Family
In the purchase of our new home Scott made the process easy to understand, was extremely available for questions and without a doubt made the process much better than it could have been.
I would recommend Scott to anyone seeking a mortgage. His excellent communications, availability and constantly watching the process so nothing was missed made getting financing painless.
Buying a house is never easy, except for when you use Scott! I can't even begin to express in words how impressed I was with Scott and his service. It didn't matter how simple my question or what time of night it was, Scott was there to help. The purchasing process for this home had been delayed by unseen events and Scott and his team still managed to get us closed on the original closing date proposed!! Thank you again Scott you took all the stress out of the loan process for me!!!!
Scott was easy to reach, quick to respond, and patient in answering our questions/concerns as we worked out a 203k loan. Would recommend him without reservation.
Being a first time home buyer I was nervous about the entire mortgage process and had tons of questions. My realtor recommended me to Scott and that was the best thing that could have happened to me. Scott was very knowledgeable and was always available for a call. On a few occasions I remember calling Scott late on a Sunday evening expecting to leave a message and just speaking with him during the week. To my shock and amazement Scott answered the phone even late on a Sunday evening and was more than willing to chat. I would recommend Scott to anyone in a heartbeat!
I can’t say enough great things about Scott. Not only is he extremely knowledgeable, but he made such an overwhelming process seem not so bad. Being a first time home buyer myself(my husband bought our last home prior to me), he helped walk me thru every step so I understood what was going on and what would be expected of us without bombarding us. At any point if I had questions I felt comfortable enough to call Scott and ask even the silliest questions(and I did!) without feeling like I was bothering him. As we got closer to closing he made sure we were informed of what was going on in the background and we never felt “in the dark”. On top of all of that we couldn’t believe how fast he was able to get everything done! Our buyers weren’t the fastest in getting their mortgage and their lawyers were slow, but Scott was able to make up for lost time and we moved into our house well ahead of schedule! Once we were done and moved in he made sure to check in and see if everything was going well, which really shows how much he cares about his clients. Needless to say I can’t recommend him enough! Big thanks to Scott for helping us get our dream home!
As first time homebuyers, my husband and I were nervous as we began the mortgage process. Working with Scott changed that. He was welcoming, reassuring and extremely knowledgeable. Rarely did I have questions because he always made sure to thoroughly explain each step we were taking. On the occasions when I did have questions, his responses were immediate and delivered with such patience. Because of Scott, our mortgage process was quick, easy and stress free. Without hesitation, I would recommend Scott to anyone looking to buy a house.
Scott was great through the entire buying process. From Day one he was always available to answer questions and promptly responded to phone calls and emails. He was extremely knowledgeable and really helped us understand every aspect of buying a home and took a lot of the stress out of the process.
-- James C
Scott was wonderful to work with. This was our first home buying experience and he made it as painless as possible. He answered our questions quickly and thoroughly all hours of the day and night! We never felt like any question was silly and with his guidance we understood the whole financial process completely. I would recommend him to any friend looking for a trustworthy, responsive and thorough loan officer.
Sam and Eric
As 1st time buyers who were also planning a wedding, Scott was beyond helpful and made the process stress free. Our emails were always responded to quickly and any questions we had were explained thoroughly. My fiance and I are extremely happy with our experience and hope to be able to work with him again in the future.
Nicole and Keith
Scott is a true professional and a pleasure to work with. He is extremely knowledgeable in the mortgage process and is more than willing to answer any questions you might have in a timely manner. Both times I have worked with Scott we have gone from contract to close in ~30 days. I would and have recommended Scott and Jersey Mortgage to anyone I know purchasing a new home.
Summary of their experience
This was my first time getting a mortgage and Scott walked me through every step, explaining the process and answering every question quickly and thoroughly. He was extremely responsive, reliable and stayed on top of all parties involved to ensure things went smoothly. He made the experience a pleasant one. I will defintiely contact him for my next mortgage and highly recommend him to anyone in the search of a mortgage!!
Scott was very efficient and professional. He always had the time to answer my questions and concerns I might have. Overall it was a very pleasant experience working with him
Jason and Anthony S
Melissa and Chris
Scott helped my husband and I purchase our 2nd home after having some credit issues from our first home. He was very informative, helpful and he always responded immediately. We will definitely use him for any other mortgage services needed and recommend him to anyone looking to obtain a mortgage.
Mika and Damon J
I've applied for several mortgages during my lifetime and have never experienced this level of customer service. Scott, from Jersey Mortgage, was available even on a Sunday to answer my questions and to put my mind at ease. The process was completely flawless and stress fee from the day I received my pre-approval. He made sure there were no surprises and that I was totally protected. I would recommend Scott to anyone who was considering purchasing a home. Scott will always be my go to for mortgage financing.
Scott recently got my wife and I a mortgage on our new home in Florida. He was very responsive, friendly, polite and knowledgeable every step of the way. The whole process took a month and had zero hiccups, which is impressive, because both my wife and I are self-employed and already had a mortgage. He was fast, fast, fast, and only got what was needed. I could not recommend someone more qualified for the job than Scott.
Matt and Bailey T
Scott is a great listener and a straight-shooter. He doesn't make promises he can't keep and is very up-front about any hurdles a borrower might face in obtaining a mortgage. And he's probably the most responsive service professional I've ever dealt with. Even when I'd e-mail him with complicated questions late at night, Scott would respond within seconds! He made the potentially daunting process of applying for a mortgage both understandable and hassle-free. I highly recommend Scott Simpson and Jersey Mortgage.
- TJ Foderaro
Had been dealing with a major bank and received a commitment letter with congratulations from the person with whom we were working. At the last minute they admitted to making a "miscalculation" and in order to obtain the loan we would have had to liquidate retirement funds at no small expense to us. We also had a time deadline as our new construction would start accruing late fees if we did not close by a specified date (a fact with which the major bank was well aware). I contacted Scott and WOW - what a dynamo. He was thorough, quick, and really pushed to help minimize the late fees that we were bound to incur due to the bank's error. Oh - and Scott had the same information as the bank and there was no "miscalculation" on his part. Do yourself a favor and if looking for a mortgage loan go to Scott Simpson first!
Scott Simpson made the whole process of purchasing my home seamless!! He was very professional, detailed and responsive. Any time I called he always made himself available even for the simplest of questions. I highly recommend Scott going forward to anyone in need of a dependable and knowledgeable mortgage broker. He's truly the best.
From start to finish of the mortgage process Scott was by our side. As a first time home buyer I did not know what to expect, but Scott made the process smooth and was always there for any questions we ever had! Scott Simpson is a leader in his industry, extremely knowledgeable and delivered superior customer service!
I shopped online for mortgage companies and found Scott's ratings to be the best. Scott made the process stress free, easy and most important fast. we closed with in 3 weeks. Very happy with Scott and his team. Couldn't have found a better mortgage company . Thanks Scott
Scott takes his job very seriously. He is extremely knowledgeable and was able to answer any questions we had within minutes. It was a pleasure to work with Scott and having him for advice, since this was our first home purchase. We would recommend anyone looking for a new home to make sure they have Scott on their side.
My family and I had a wonderful experience with Scott, buying our first home in NJ. From the very first phone call, Scott was knowledgeable, kind, informative, patient, and always available - nights, weekends, etc. He never took longer than five minutes to respond via phone call or email and explained the whole process clearly to us. There were no hidden fees or unknowns and the entire process was as stress free as possible. Scott provided us with a great rate too. We wouldn't hesitate to recommend him to anyone!
-Yelena and Pierson Smart
Scott was so helpful with our refinance. We had a terrible experience with another bank (who had inexperienced people handling loans) who refused us for a loan because they didn't take the time to look into all or information. Scott looked at all our credentials and reviewed everything so carefully which resulted in the full loan we were looking for! He was patient and explained everything to us throughout the entire process. It is so nice to get the personal attention! He helped us with our first home purchase and only went to our bank due to a discount off of closing costs, so not worth it! We will never use anyone else but Scott and will highly recommend him to anyone!
Scott was so great to work with!! Being a brand new home buyer, we had no idea what to expect. Scott was always quick to respond to any questions we had and he was also a lot of fun to work with! He has a great sense of humor and makes you feel like all of your concerns are completely valid. I would definitely recommend Scott to help with any financial services you may need! We would 100% use him again!! Can't say enough good things!
Stephen and Megan C
Scott was very pro-active through out the process from start to finish. He had all the knowledge to make it a very simple process. There is a lot of documents required and Scott had the ability to keep a running list with any requirements and timing so there were no surprises.
My name is John and I just closed on my first home April 29th of this year. Scott is not only my mortgage broker, he has become a very good friend. If it was not for his determination, hard work and knowledge I would not be here where I am today. I can not repay or thank him enough for everything he and so many others have done along the way. I would recommend Scott to anyone I ever met looking to obtain a mortgage to purchase a home.
Scott is a highly trustworthy resource in the mortgage world whether you are simply seeking a brief consultation or ready to purchase a new home. Years before we were in the market for a home Scott was kind enough to provide us with valuable information regarding our situation. He even took the time to speak with us while he was on vacation! When we decided to start home shopping Scott was in lockstep with us from day one. From pre-approval, a declined offer on one home and the eventual purchase of our new home Scott thoroughly guided us with all paperwork and required documentation. In addition to his professionalism Scott is a positive and friendly person to deal with. If you are planning to buy a home then Scott should be your first call.
-Mike and Emily L
Scott is a top quality lender. He is very knowledgeable and easy to work with. Very positive interactions all around. I would definitely recommend and work with him again. very very pleased.
- Aaron C
If you are looking for a mortgage broker, without hesitation I'd recommend Scott! I was a first time home-buyer and had no clue how this process worked. Scott made everything so easy! He was professionals and very knowledgeable in his field (he answered the thousands of questions I had in a few different ways to make sure I had a complete understanding if I didn't get it the first time). My mortgage attorney and realtor were just as equally impressed and said they haven't worked with someone with such great punctuality in a long time! I can't say enough good things about him. He stayed in daily contact with me through the entire process and reassured me of any concerns I had! Thanks to Scott I have my dream home and thanks again for making it go so smoothly!
- Jhackleen L
Scott was extremely helpful, and made the entire process easier than I thought ever possible. Very much appreciated. I would recommend him to anyone looking for a mortgage/refinancing.
- Chris M
If you're looking for an honest mortgage guy... Scott Simpson is your man. It was my first time buying a house and Scott treated me as if I were family. I never felt rushed or dumb as Scott took the time to make sure I understood every step in the process, line by line. Scott is very reliable and honest and works at a very fast pace. Scott was ALWAYS available for me via phone, email and text. Since I purchased my house through a Short Sale, I needed a mortgage fast and Scott was able to get me cleared within three weeks. I had an issue with getting home owners insurance by my closing date and Scott turned me in the direction of a friend that got me a great quote! I highly recommend Scott and plan on using him again in the future!
Scott is the easiest person to work with. His honest approach breaks through the mortgage jargon. He lays out various options to ensure that he's providing the best product for his customers. Scott is always available and got us from approval to closing in no time. I would be happy to recommend him.
Scott made the entire mortgage application process simple. As a first time home buyer, I was anxious initially. However, Scott always returned my calls and emails quickly and with all the information I was looking for. He explained the application to me line by line so I was totally in the know. Scott is courteous, knowledgeable, and I am thankful to have had a mortgage representative like him during my loan application process. I highly recommend him!!
Scott was a joy to work with! He was referred by my Realtor, Anthony Masterpalo, who has known him for many years and has been pleased with the service he provides his clients. Scott is very knowledgeable in his field. He responded quickly to any questions that I had. I highly recommend him.
I highly recommend Scott Simpson and his team; they helped me get my dream home and they made it fun and easy! Very professional, resourceful, and Scott even has a great personality to boot! He was always available via phone, text or email: super-responsive. It is clear that Scott loves his work and he just got a well-deserved promotion to branch manager! Thanks Scott and team for all your help :) !
Scott was extremely helpful and responsive from the minute we decided to put an offer on our house until the closing. My husband called him in the late part of the evening and Scott was eager to get the process going and help us. From that moment, he helped tremendously for everything. I was purchasing my first home so it was my first time going through the mortgage process. He held our hands through each step and told us what to expect. His communication was stellar! He would respond immediately to any emails whether it was 8am or 8pm. He would also work quickly. If there was a document missing that he needed, he would let me know right away to avoid wasting time. He is a professional with keeping the process moving along timely. If you are looking for a professional and responsive mortgage manager then I would contact Scott right away. In my opinion after going through the process, having a responsive experienced mortgage manager is the way to go.
Scott was very accomodating with our schedules, he was always able to meet with us when it worked into our day. He came to our house to pick up and drop off documents. Very easy!
Scott was absolutely incredible. He always had an answer to our questions, and got back to us immediately! Scott is extremely knowledgable and made the process very easy and comforting.
This was the 2nd time I've been fortunate enough to have Scott Simpson as my Mortgage officer. He comes highly recommended and always delivers a stellar job with the utmost professionalism. He's answered questions we had at any hour of the day and even on his day off! If you want a job well done with attention to detail, Scott will give you that and more!
Simply put, Scott is awesome… In my experience, he did not see me as a mere commission, but rather a person who needs a loan to purchase a home for my family. I’m sure that if you needed it, he would give you the shirt off his back, and then offer you his shoes…honestly, I just can’t say enough good about him =)
The first time he helped me get a loan, he made sure to explain everything to me in a way that I could understand. He always had time for me, never hid anything, and was always politely direct. Regarding the process, it seemed like a blink of the eye, I got a Loan Commitment with a great rate to boot.
Please know that there's a LOT more to my story, but I'm not going to bore you with the details, just believe that I whole-heartedly recommend you use Scott at Jersey Mortgage Companyâ€¦ I'm certain Scott will exceed your expectations of professionalism, and kindness.
Raf Adams, Assoc. AIA.
Scott was extremely helpful throughout the entire process. I was amazed that he returned every phone call and email within the hour. I can't thank him enough for making the mortgage end of this transaction stress-free.
Scott is a true professional,he always took the time to explain the process to us in detail, was never rushed and always available. He absolutely made the process easy and stress free. We were very fortunate to have Scott with us through the mortgage process.
Scott is a pleasure to work with and I highly recommend using him in any real estate transaction. He worked with me for over a year while I was getting all my finances in order to be able to apply for a mortgage and he had more patience than I expected! Scott helped me ever step of the way and gave me many options and ideas to help me so I was able to finance a mortgage. He is extremely helpful and very easy to get in touch with and returns emails and phone calls promptly. Buying a home can be a very stressful time and Scott made the whole thing go smoothly :) Thanks Scott!
- Donna Newman
Scott is the GREATEST!! He made the whole experience easy and stress free. I never had the feeling I was bothering him with my many phone calls and emails. He was always quick in responding and took his time to explain everything clearly. I would highly recommend Scott.
Scott was extremely helpful throughout the entire process. I was amazed that he returned every phone calland email within the hour. I cannot thank him enough for making the mortgage end of this transaction stress-free.
Scott is the best!
Scott was fantastic!! Highly recommended! Scott is a real closer!
Working with Scott throughout the mortgage process was an absolute pleasure and completely stress-free. He returned every email and phone call within minutes and took care of everything he said he would. I never had to remind him about anything and all my paperwork was processed efficiently the first time. He even followed up after the closing to make sure everything went smoothly.
Dear Jersey Mortgage Leaders,
I wanted to take a quick moment of your time to let you know about an outstanding employee you have on your team -- Scott Simpson. My wife and I met Scott about a year ago when we were looking to purchase a home in Colts Neck NJ. Scott was very helpful, open and honest with us around what to expect during the mortgage process, steps to help us find better rates and much much more. The house we were looking at did not work out for us but Scott always stayed in touch with us over the months and years as we continued to look at properties just about all over the state of NJ. He ran so many options and payments plans for us -- well he and I both got confused at times as to which we were looking at.
I am happy to say that last week my family and I closed on a farm in Whitehouse Station and Scott was there with us during the whole closing and pre closing process. Not only as our mortgage broker but as a friend who was sincerely caring about my family and I, financially and emotionally.
Knowing Scott now for just over a year I doubt this is new news to you but it goes without saying that in this day and age with Big National Banks, the mortgage crisis and all the new 2014 mortgage rules that there are still folks like Scott and companies like Jersey Mortgage who truly care about their customers and treat them as a person and not a loan number.
Keep up the great work and be sure you hold on to an asset like Scott Simpson, he has enable Jersey Mortgage. to have our business now and the future -- and our recommendation to use Jersey Mortgage to friends and family!
-Maura and David Bilger
You know how people say after finding a home getting a mortgage is the next most difficult thing to accomplish. Well Scott made the process of applying for a mortgage and getting approved SO easy!!! Scott was amazing to work with and made himself readily available whenever I had questions (which was all the time). He took the time and was very patient in answering all of my questions to ensure I understood what was going on. I couldn't have asked for anyone more knowledgeable, easy to work with and to have fun with over the phone all while helping my wife and I buy our first home.
Scott is great! I was a first time home buyer and he gave me great information and answered all of my questions swiftly and accurately. It seemed as if Scott was available at all times. He made this relatively daunting experience seem simple and easy. There is no other person I would recommend to do business with for their mortgage than Scott.
It was a pleasure working with Scott. We were working with a real estate agent in our house hunt and she had recommended Scott. He was very knowledgeable, helpful and diligent throughout the process. Always proactive but a cell call away if we needed anything. Thanks for all your help
"Scott is a very detail-oriented professional who went over and above the normal call of duty in helping me purchase my first home. He not only walked me through the mortgage process step by step, he also thoroughly explained what and why the different processes were happening. I would highly recommend Scott and would not hesitate to use him again in the future."
To Whom It May Concern:
It gives me great pleasure to write this letter to commend the professionalism and the outstanding customer service demonstrated by Mr. Scott Simpson, Vice President/Production Manager of Jersey Mortgage Company.
Securing a mortgage, I have discovered, is neither an easy nor quick moving proposition, as there are many moving parts and departments that must come together to ultimately produce a mortgage commitment. These often choppy and murky waters are difficult to navigate by the layperson, and this, coupled with the prospect of turning over tens of thousands of dollars can make even the most resolute buyer wary. It was through all of these difficulties that Scott demonstrated leadership and a consistently calm demeanor, which helped my family to stay the course.
Our personal mortgage story is unique as there were additional complications due to the prospect and ultimate completion of new construction. Scott helped to walk me through the initial process over nine months ago, and he consistently helped me by predicting what we would need in the coming weeks to make certain that we were never forced into a panic to find paperwork or documentation. Scott freely answered emails at all hours, frequently at night and over the weekend, and no messaged ever sat in his voicemail for more than a few minutes without a response. Scott also expertly managed my frustration at the amount of documentation required and my inability to control the situation. I am happy to say that I, without hesitation, would recommend Scott to my own family and friends in the future.
In a world that is all too quick to complain, it was important for me to share my complete satisfaction with Mr. Scott Simpson throughout this entire process. Scott, I guess you can now return to your job as you will not have to respond to my 20 emails a day!
If I can be of any further assistance, please do not hesitate to contact me. Scott, thank you for helping my dream become a reality.
Dr. Stephen Wisniewski
"I loved working with Scott! He was very quick to respond and always had the answer immediately. He is extremely organized, which helped with the mortgage process to go smoothly and without a hitch...so it was actually a pleasurable experience instead of one of the horror stories you hear about applying for a mortgage. I would definitely recommend him. He's a great guy that does great work with a great sense of humor to boot!"
"Scott was absolutely great to work with. He was extremely helpful from the get-go when he came to my house to discuss and educate my family and I on mortgage options and process. He was very helpful throughout the long, arduous process of buying a short sale; we were in constant contact via email and phone as we had many questions for him and he always got back to us in a very timely manner."
“Scott Simpson was a fantastic person to work with. Scott is a result driven, and deadline oriented Vice President. Perfectly organized, detail oriented and self-motivated expert with vast knowledge. Is ready to deal with difficult situations and solve the problems on time. For Scott the job is always the most important thing to do and did not fail a single time. It was a pleasure to work with Scott.”
Corporate Recruiter/HR Generalist at Mission1st Group, Inc.
November 7, 2013
"Scott Simpson was great throughout the whole process."
"This was our first time buying a house and we had no idea what to expect. Scott was extremely helpful and guided us every step of the way. He went above and beyond to help us any way he could. He always responded immediately no matter what day or time it was. Even though there were some bumps along the way, he tried to make the process as simple and stress free as possible. He was very patient with us. It was very satisfied with his service and I appreciate all of his help."
"Many, many, many thanks to Scott for helping me through an extremely stressful few months! Scott worked with me from day 1 and explained every step of the way. This was my first real home mortgage, which I was purchasing alone, and knew little about the process or what to expect. Every call/email I made to Scott was answered within minutes, no matter where he was. I was traveling for business domestically/ internationally throughout the entire process and Scott went out of his way to accommodate my schedule and any other questions/ concerns I had. Scott went more than above and beyond to make the process as painless as possible (which was not an easy task!) and I truly could not have gotten through it without him. I look forward to working with him in the future and am eager to refer him to friends and family as the need arises. Again, many thanks for all of his help and support!"
“Scott is an extremely professional, hard-working reliable mortgage consultant. He helped us through a difficult and stressful time and was able to get the results we wanted and needed. We would definitely use Scott again in the future and recommend him without hesitation. He goes above and beyond his job and he treats you more like a friend than just a client. You will not get this type of personal attention at other places. First class service and results!!!”
Owner at My Optics of Little Silver
October 25, 2013
“My husband and I chose to use Scott when we were purchasing our 2nd home. From our first conversation with him, he made us feel at ease and comfortable with trusting him with all of our private information. He was extremely easy to work with and made the process much easier than expected. As we came across any obstacles, and there were a few, Scott always had a realistic approach to resolving any issues. He was quick and efficient with his work and was always available to answer any questions we had with an immediate response. I would definitely refer Scott to any of my friends and family who are in need of mortgage services and he will definitely be our first call should we need assistance in the future”
Recruiting Manager at Joule Clinical Staffing, A Division Of System One
October 25, 2013
I have known Scott for over 20 years and always heard great things about him regarding his business dealings. I only recently had the opportunity to benefit from his deep knowledge of the industry when after my divorce I had to refinance quickly. He provided me with a comprehensive explanation and guidance on options available and answered my questions in a thoughtful and timely way. He laid out the process, time frame and the criteria involved in my refinance and was always responsive, personable and easy to talk to. It was evident that he was there to help, not oversell his services. I highly recommend Scott if you are in the market for a home loan or refinance
- Lisa Leonard Agency Career Track Specialist at State Farm
Scott was great to work with and his overall dedication and persistence got me and my family to our goal. I can say from the beginning to the end his knowledge of the industry assisted in our ability to get into our dream home. He let us know exactly what to expect throughout the process and he was 100% accurate. Please to work with such a professional and I can’t wait to work with him again!
-Kenny Holland, Strategic Technology Consultant
Scott is by far the best Mortgage Officer around. He stays involved in the process from the initial phone conversation all the way until closing. What sets him apart from others that I have used in the past is that he does not hand you off to the processor. As his client, you WILL feel valued and you WILL know that you are getting the absolute best service around. He is great at thinking out of the box and will do everything he can do get you the best rate and into your house on time.”
-Lori Grover Director, HR at Small Bone Innovations, Inc.
“Scott is my go to guy for mortgage advice. I've worked with him several times and I would recommend him to anyone. He is nothing but responsive; recently responded to my email even while on vacation, which was way beyond my expectations. I know I can count on Scott to provide the facts, not just what I want to hear or what is going to help make the sale. Scott @ Jersey Mortgage is who you want to deal with when shopping for a mortgage”
-National Director, Inside Sales at Caliper
This letter is a recommendation for Scott Simpson, who helped us in obtaining a VA mortgage to purchase our dream. Scott’s services were head and shoulders above any other mortgage professional with whom we have ever worked. He is honest, strategic, unbelievably patient, and utterly professional. He understands the market exceedingly well.
We feel certain that without Scott’s guidance and patience, we would not have come close to closing on, such a wonderful home.
We’re pleased to provide our highest recommendation of Scott’s services. We are grateful we found him and fortunate to know him.
- Krysta Jamele
Top qualities: Great Results, Expert, High Integrity
Whenever I need mortgage advice, Scott is my man. Scott alerted me to programs that Bank of America refused to tell me about and saved me in the hundreds of thousands in mortgage payments. Scott is incredibly knowledgeable and a great guy to work with. When people ask me for mortgage advice I always send them to Scott. I had difficulty selecting only three attributes for Scott as he produced great results, is personable, obviously, and expert in his field, was great value etc etc
- Renae Horan
Now that we are settled in and enjoying our fresh start, please know that we have not lost sight of all the effort you and your company Jersey Mortgage have put in to make our dreams come true. This is why I am a returning customer at Jersey Mortgage and will continue to spread the word to all I come into contact with. You are hands down the most professional and honest mortgage broker I have ever dealt with. And you know my history, I talked to my share of brokers in the past. Your knowledge and your honesty is what I respect the most and the attention you give to the “customer” is by far the best around and unheard of. With the way the markets and the economy are these days, it’s not easy to get loans done the way you and your team at Jersey Mortgage do. All the horror stories I heard from others that have tried to get a mortgage done and can’t or the stories that they were lied to from the beginning of the process to the end, is amazing. That’s why it’s soothing to know I had someone on my side the whole time, someone that I can trust and have total comfort in knowing that Scott will not direct me in the wrong direction, his “word” is his word and I value that even if it is not the best results for me personally. He always looks out for the best of the customer and will never lie to them just to gain their business. This is unheard of these days and the reputation the mortgage industry has is not good, but just knowing that Scott and Jersey Mortgage were in my corner was refreshing and comforting to me and my family during the process. Scott, your professionalism and your detail to my situation is what makes me trust you and gaining trust these days are far and few in the mortgage business. You and your company continue to shine in today’s dark market and I believe if you continue on this trend, it will lead to continued success in the future. Again, we would like to Thank You for all that you have done and know you will continue to do for other families like mine. Your hard work does not go unnoticed and should be acknowledged for all to know. I would like to send this email to your bosses or any other family that is thinking about using you for a mortgage. If you send me emails or if you want to paste this somewhere, please do. Good work should not go unnoticed!
-The McNamara Family
I wanted to thank you for all the hard work over the last year or so!! Thanks for fighting for me and not giving up! I am so so grateful. I will most definitely recommend you to anyone and everyone. Thx again!!
- Cheryl Marzigliano
Scott Simpson made our mortgage procurement process simple and highly efficient. He was able to give us concise and complete direction on the documentation we'd need to supply, he answered our questions with as much (or as little) detail as we wanted, and he was wonderfully responsive to our calls and emails — always getting back to us very quickly (if not immediately). He clearly has deep expertise, and has the ability to transform this knowledge into actionable solutions for his clients.
Best of all, Scott and his firm, Jersey Mortgage, enabled us to fill out a single set of forms and get a commitment. They then found the best mortgage provider on our behalf. This took away the tedious complication and expense involved with going to providers directly.
While we hopefully won't be moving again anytime soon, if we did, I wouldn't think of not calling Scott. I'd recommend him to friends and colleagues without any hesitation.
- Catherine Weigel
I had the pleasure of working with Scott based on a referral and it was a great decision. As a first time homeowner, Scott was very helpful in outlining everything we needed to do every step of the way. Scott's flexibility, availability and willingness to answer any questions we had made us feel very comfortable and confident that Scott had our best interest in mind. Thanks.
- Marc Delfino
"I would highly recommend Scott Simpson. I had the opportunity to work with Scott and he delivered. Follow through, attention to detail, and tenacity all while maintaining a very positive, upbeat professionalism made the end result seemless.
- John Dammacco
Thanks for all you hard work Suki and I are very happy thanks for great rate
- Very truly Nelson
Much thanks and praise to Scott Simpson from Jersey Mortgage for all his efforts in getting us to closing on our new condo in Asbury Park. His sense of humor and ability to handle my "Type A" personality made the entire process bearable and, dare I say, fun! He, and the wonderful girls in his office, were able to get us to closing right on the date we originally requested. I highly recommend Jersey Mortgage!
- Mary Paulosky
Scott was a huge help assisting us in acquiring a mortgage. He was always available to answer questions and was a pleasure to work with.
- Kelly Ireland
Scott made the difficult mortgage process appear almost seamless. He was in regular communication and supported our endeavor from beginning to end. There are not many mortgage companies that provide such a service to their customers. It was a pleasure to be treated as a person and not a dollar sign!!
- Michele Risley
Scott, along with our Real Estate agent, was a tremendous asset in the closing of our home. As first time homebuyers, we naturally had a ton of questions and he provided thorough answers, was understanding in our needs and was always available at any time during the day or evening to guide us through such a complex process. We asked if we could expedite the closing process to ensure we would close before our prior lease was up and Scott contributed to made it happen without missing a beat! I give my highest recommendation for Scott and Jersey Mortgage!
- Meredith Corradino
Everything went off without a hitch today, Scott. Thank you very much for all your help and attention. Even our attorney mentioned that you guys were easy to work with.
Now on with the moving in!
- David Thwing
Just wanted to say thank you for handling our loan. We were very pleased with both you and our closer, Antionette. You were both excellent communicators. Antionette was very friendly and great with answering all my questions and made sure everything went smoothly. Joe and I would highly recommend Jersey Mortgage. Thanks again!
- Kelly Bonadonna
Mr. Scott Simpson of Jersey Mortgage Company was recommended to us by our very trusted realtor and was one of the best recommendations we have received. We approached Scott having recently moved back to the US from the UK as first time buyers in the US housing market. Scott proved to be extremely knowledgeable, professional and efficient, and was always available to provide answers to the vast amount of questions we had in useful and understandable terms. In particular Scott was able to provide detailed breakdowns of the all costs associated with our mortgage offer such that prior to closing we had absolute clarity of what we owed. This compared very accurately with Scott s estimates ahead of the locked-in interest rate and closing date. Scott was also able to explain our options with regards to points purchases and how they affected monthly repayment rates and as a result, we felt constantly re-assured of the process. Due to Scott s diligence and conservative approach regarding what we could actually afford to borrow, at no time did we ever remotely feel as if we were being encouraged to borrow beyond our repayment capability and if anything, it was Scott who ensured our feet remained firmly grounded in that respect. Communications between Scott and our attorney were smooth and closing occurred seamlessly and on schedule. As a result of our experience, we would have no hesitation in recommending Scott to anybody looking for a mortgage, be they family or friend
Scott Simpson, just want to thank you for all your efforts in financing the purchase of our condo. Jersey Mortgage was a pleasure to work with and I will not hesitate to recommend you to my friends who need financing. —John Mesisca
Scott Simpson was a god-send to me. He took care of all the details of my loan quickly and kept me informed daily. When he found out that I would not be able to buy my new home because the buyer of my old home couldn't find a mortgage company to approve his loan, Scott convinced his company Jersey Mortgage to work with my buyer. It took two mortgage companies almost a year and they could not do what Jersey Mortgage did in 3 weeks! I will never forget the kindness and compassion Scott and Jersey Mortgage showed me in my time of need. Thank you for all you did for me and my family!
Scott Simpson, thanks again; working with your office is such a pleasure!!! I wish all my closings were with Jersey Mortgage.
Working with Scott Simpson was a pleasure! Professional, informative through every step of the process and available when needed. As a Realtor working in a tough market where lending regulations and qualifications are constantly changing I'm confident with Scott that all will go smoothly. And that is priceless!
Scott Simpson, just a quickie to say thank you for everything! This closing was the smoothest that I have ever encountered! Your the best :)
Scott Simpon, Just a quick note to say what I said earlier - smoothest closing ever!!!
I have had the pleasure of working with Scott and Jersey Mortgage Company for the past 10years not only professionally but personally as well. I truly can not say enough positive things about the way he conducts business. From beginning to end (and then some) his bedside manner is 2nd to none. He is, without a doubt, one of the best in the business. If you are thinking about getting a mortgage or referring someone to get a mortgage, look no further than Scott Simpson. He is who I trust for myself and my family.
—Jo Ann Kulat E.A. Armstrong Agent
As first-time home buyers, my fiance and I were not only completely clueless but also very intimidated of the entire process of buying a home. However, we met a realtor we liked and grew to trust, and he recommended Scott Simpson for our mortgage. From day one, Scott was professional, committed, and confident in his work. He put us at ease during every step of the process. We were in contact with him for about a month straight on a day-to-day basis whether it be via email, text, or phone at any time of day or night. He put us at ease during the entire process. If he had any other clients during the time he worked with us, we couldn't tell. It felt as if he was our own personal mortgage guy. He definitely built a working professional relationship with my fiance and I and he is the only one we will use in the future or recommend to others.
With only a few weeks to secure housing for a recent job relocation our fortuitous introduction to Scott through our realtor was nothing short of an exceptional experience. Within hours of our initial phone conversation Scott's mortgage brokerage skills had finessed us through the mortgage pre-approval process that in short order resulted in us securing a great home. It is without reservation and with the highest recommendation that we would refer Scott and his team to anyone requiring nothing less than professional, attentive and stellar mortgage brokerage service start to finish! Thank you once again for your outstanding service!
So you are offically a homeowner? Haha. I am! Thanks for your help. This has been a painful process but I must say you were the easiest person to deal with in this process. I will definitely recommend you (the only one) to others! Been a pleasure.
We appreciate everything you have done for us it all went so smooth. You were always available and truly provided us with great and honest information! Thank you for supporting us through our first home buying experience.
—Chris and Britt
Scott Simpson is a knowledgeable and professional mortgage broker. He helped us obtain a mortgage and walked us through every step of the process. I highly recommend him to anyone in need of his services.
—John and Rani Gronau
Timing is everything when it comes to real estate and financing. With home prices and home mortgage rates so low, there’s never been a better time to refinance your current loan, purchase a second home or explore First Time Home Buyer Loans.
There’s also never been a more important time to look beyond the promise of low rates and get your home loan from a mortgage company you can trust; one with a proven record of unsurpassed customer service and an established reputation. Whether you’re in the market for fixed rate or adjustable mortgage rate terms, our award-winning mortgage company in NJ can customize the right mortgage package just for you.
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Explore the benefits of our First Time Home Buyer programs and see what unique advantages exist for new home buyers.
FHA refinance and other FHA loans are ideal for families who have a compromised or non-existent credit history
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The VA Home Loan program helps Veterans acquire homes with almost no “red tape” and extremely flexible guidelines.
With mortgage refinancing, you can free up cash to pay down debt or even invest in other real estate
There are many mortgage options available to suit almost every type of borrower., including Jumbo Loans and more.